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The DKB bank account is one of the best free online bank account in Germany. Using it now for 9 years, I wrote this review: How to open the account, how the DKB Visa card works, and where you can withdraw money for free.
Before you continue reading, here comes the naked b cup breasts important issue: The DKB account has no English support yet. Neither their phone dkb nor their website or app speak English.
Additionally, there are dkb more free german bank accounts around, see my overview of them here. And until then, there is another trick: DKB has a lot of tutorial videos on their Youtube channelall of them are subtitled in German.
You will receive two free cards: A Visa and a Girocard. And both do actually run on two different accounts: